No Fault Mileage and Independent Medical Exams

 Mileage and Independent Medical Examinations in No Fault

            After you have been involved in a motor-vehicle accident, there are many different but tedious steps and processes involved to ensure you receive the compensation and benefits you are entitled to. Two of the important steps are no fault mileage forms and Independent medical examinations.

The first step to make sure you don’t miss out on any benefits or compensation is to hire an attorney.  An attorney can help you through filling out mileage forms and guiding you through the process of an Independent Medical Examination. Hiring someone who has prior experience handling Personal-Injury cases increase your chances of receiving everything you are eligible for after being involved in a motor vehicle collision where you sustained serious personal injuries. In New York State, and other No Fault States, if you are injured in an automobile accident, you qualify for No-Fault benefits which, among other things, insures individuals receive medical treatment for the injuries sustained. These expenses can cover medical expenses, lost earnings, and incidental costs, regardless of who was at fault in a collision. You are entitled to medical treatment and out of pocket expenses that are directly related to the accident from your No Fault carrier. One of these out of pocket expenses are the gas and time used to attend your medical appointments. These medical appointments include specialties such as orthopedics, neurologists, physical therapy, chiropractic, and Independent Medical Examinations.

            After being in a motor vehicle accident and filing a No-Fault claim in New York State, the insurance company will start paying for your medical treatment related to the injuries sustained in your accident. In doing so, the insurance companies may request that you go through an “independent medical exam”, these are commonly referred to as  IMEs. Regardless of claimants receiving treatment through their preferred physicians for their injuries, the insurance companies will want another opinion to validate the injuries. After filing your claim, your coverage will depend on these independent medical examinations. If you are claiming serious injuries but refuse to go to these appointments, you can be denied the No-Fault benefits that pay for your treatment.

There are some rules to follow and exceptions with these Independent Medical Examinations.

  1. If there is an emergency, you are allowed one time to reschedule your appointment. However, it is still important that a claimant does everything they can to attend the meetings as scheduled.
  2. Being on time for these appointments are crucial as well. If you are late they can say that you did not show up, and you run the risk of being denied your No Fault Benefits. Fortunately, these insurance companies are required to give you enough notice of the date and time your exam will take place along with who will be administering the exam.
  3. If you have an attorney, they can review the report that is given after the examination. More importantly, they can prepare you for the examination and give you a heads up on what to expect during this examination. If you do not have an attorney, you may go into these examinations blind and possibly get your No-Fault benefits denied. These examiners will ask you an extensive amounts of questions relating to the accident, again, why it is important to have an attorney to prepare and advise you the proper way to answer these questions.

Next, Mileage forms are also another important part of No-Fault Benefits. Medical mileage expense benefits are reimbursements of the mileage expenses to and from the medical appointments that are necessary for treatment relating to the injuries sustained in the motor vehicle accident. The New York No-Fault Medical Mileage rates are set at around 51 cents per mile. These expenses can be paid up to twenty-five dollars per day. However, these expenses are only paid for one year from the date of the accident that caused the injuries necessary for treatment. These medical providers include hospitals, physicians, chiropractors, physical therapists, independent medical examinations, and more.

In order to receive reimbursement, you must submit a sheet with the list of no fault mileage within the 90 days of the date that you went and received the treatment. This sheet with have you provide your home address, the date, the address of the place you received treatment, and the amount of miles roundtrip. If you cannot find transportation to get to your medical appointments, you can take the bus, a cab, the subway or even utilize ride-sharing. However, it is important that you get a signed receipt from who took you. Once this mileage sheet is sent into the insurance company and they verify these dates as well as who treated you, they will send you a check for the mileage you used to attend these appointments. As stated before, the insurance company will only pay for this mileage for one year following the date of the accident.

            Both of these benefits from No-Fault are important to be completed and attended if a claimant wants to receive them. Failure to complete no fault mileage sheets will result in not receiving compensation for your travel expenses and failure to attend Independent Medical Examinations, can result in your No-Fault benefits being denied. This is why it is crucial to hire an experienced personal injury to represent you for your personal injury accident. Ramos and Ramos can step in and help ensure that you are receiving benefits and completing the proper paperwork. Our team has numerous experienced personal injury attorneys that can help you through your personal injury claim.

Check out our video on Independent Medical Exams

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